chip, chip, chip
Haven't bought a new car since 1970. That car got run into about 4 times in the first six months. After the initial shock of the first one it became kind of humdrum. 8)
Driving into Dawson City, Yukon is the worst road into the world due to some 6km of road improvement that has been going on way too long according to the locals. This patch of road has a speed limit of 50kmh. SUV's were travelling at less than 30kmh it is so bad. I was going even slower due to the low clearance. An oncoming bus, disguised as a motor home threw up a stone. Initially I was horrified and annoyed as was my wife. That was at 3,000km. Now, at 12,000km, we look at it and say "glad we got that out of the way, we won't be sitting on tenterhooks waiting for it to come...".
Glass insurance in the Yukon is expensive or not available. Most vehicles have cracked windshields. A fact of life up there. The chip has not spread and it was not repeated. The paint, despite lots of posts about being very thin, stood up very well. Most of the chips occurred on the wheel covers.