[quote="C.Rickey Hirose
Galaxee, sorry that you had to pay that rate ! The law (CA) says that dealer
can mark up that "Wholesale" up to 3% points. However, if you want to convert that rate to:
TFS _Encore_ repeat customer rate then should be
at Buy rate _minus_0.25% so by converting it now you should be able to save
big time ! Providing that you have been with TFS for more than 11 months
Trick of the Trade.... I should not _Divulge_ classified industry secret but
hey I do love everyone in this forum.
Oh what a feeling to help some one ![/quote]
Wow, thanks for the inside tip

I have only had a TFS account since March 17. But I will definitely check into converting to an "encore" account in February!
How do I get them to do this?
Thanks!
