When the fans are not operating and the car is not moving, so that there is no air circulation through the radiator, the coolant temp will rise until the fan thermostat kicks in to start cooling things down.
As stated, if the AC is on, then the fan will always be on, thus the coolant will always be on the lower side of the limit.
This has caused a few concerns with Saturns that have a wide range between the low coolant thermostat opening temp, and the high temp that trips the fans to be on. Usually the Saturn is either moving, using AC, or ambient temp sufficiently cool that the coolant temp doesn't rise much past the low normal temp. But be stuck in traffic on a day where the temperature is moderate where AC is not needed, and the coolant temp rises to temps that some would find a bit too high.
I had discovered this phenomina with my SL2, and tested that this was normal by letting the car idle until the fan kicked in. Once the fan kicked in, the temp went down considerably.
Later my cousin who had an SL1 and a friend who also had a Saturn (but I don't remember the model) mentioned their similar concerns and I was able to relieve their fears based on my observations.
So, yes. the coolant temp probably does vary quite a bit. It may even get below 180 degrees when at prolonged stops with the ICE mostly off.