jamarimutt said:
The $8 per month looks good, but the $250 deductible is rather high.
Let's do the math. Let's say you make it past the initial 36 month general warranty. You have invested $96/year. If a repair occurs at month 37, unless the repair will cost more than $250, you have invested $538 for nothing. Now consider that the hybrid portion of the vehicle is protected for 8 years/100,000. The rest of the powertrain is protected for 5 years/60,000 miles. So your additional protection will only cover things like the radio, power windows, etc that is not already covered. It also does not cover items subject to "normal wear and tear" like tires, brakes, and hoses.
Unless you have general reliability concerns, it will be year 5+ before you would use this added protection, and then only if the repair is more than $250, which still comes out of your pocket. You will need to have a repair which costs more than $730 just to break even. At this point the hybrid sysem is still under warranty!
Given Toyota's general quality and reliability record and the history of the previous Prius with respect to general items failing, you should strongly consider saving your money. If something ever does go wrong, it will be a long time before you would have to pay for it, and even then, it would appear that most repairs would cost less than your investment in the protection plan. No guarantees, but the odds are against you ever cashing in, which is why plans like this make money.