Kids 'n' cards
Dzitlow,
No offense, my friend, but you've obviously mollycoddled the little darling into assholiness. I assume the cords are cut now and he is embarking upon the enlightening journey of making his own way in the world.
About VisaCheck Cards: I just cut mine up and replaced it with a non-Visa check card. Here's why.
My wife lost her wallet. Within an hour, charges began appearing: $2800 at Bloomingdale's, $3200 at a jewelry store, etc. All on the credit cards plainly labelled SEE I.D. Either clerks weren't checking photo i.d., or the criminal looks strikingly like my wife's D.L. photo.
Anyway, the credit card charges weren't the biggest hassle. The biggest hassle came with the VisaCheck Card. Since no PIN is required, the criminal charged several hundred dollars worth of stuff
which is charged to our checking account. Of course they can't take out more than is there, but if you have outstanding checks, they will
bounce and you'll get hit with hundreds of dollars of bounced-check fees.
We got the charges reversed (it took two weeks) and had to borrow money to deposit in our checking account to cover the outstanding checks after the felon cleaned out our checking account.
Thus, my advice: Forego the "convenience" of the VisaCheck Card and stick with a check card that
always requires a PIN to be entered.
Jan
P.S. No guilt about my Prius. Just glad I can afford to put some money where my environmental mouth is.